Life Insurance in Arlington, Virginia
Protect your family’s future with clear, affordable life insurance options built around your needs.
We help families across Arlington find the right coverage with simple guidance, trusted advice, and plans that fit any budget.
Affordable, personalized coverage
Compare top-rated insurance carriers
Fast, easy online applications
What Is Life Insurance & Why It Matters
Life insurance gives your family financial protection when they need it most.
It can help cover living expenses, pay off debts, replace income, or support your long-term financial goals. With the right plan in place, you can feel confident knowing your loved ones are financially secure, no matter what happens.
We offer straightforward guidance so you can understand your choices, compare options, and select the coverage that feels right for your family.
Whether you're starting a policy for the first time or reviewing existing coverage, we’re here to help you make a smart, informed decision.
Our Life Insurance Options
We offer many types of life insurance so you can choose the plan that fits your goals now and in the future.
For Families
Term Life Insurance
Term life insurance offers simple, affordable protection for a set number of years. It’s a great choice for parents, homeowners, or anyone looking for high coverage at a lower monthly cost. If you want reliable protection without long-term commitments, term life is often the best place to start.
Affordable monthly premiums
High coverage amounts
Flexible term lengths
Easy to understand and easy to start
For Individuals & Families
Whole Life Insurance
Whole life insurance provides lifelong coverage along with guaranteed cash value growth. It’s ideal for people who want long-term protection, stable premiums, and a policy that builds financial value over time.
Lifetime coverage
Guaranteed cash value
Fixed, predictable premiums
Long-term financial stability
For Long-Term Wealth Planning
Indexed Universal Life (IUL)
An IUL policy gives you flexible life insurance protection plus the potential for tax-advantaged growth. It’s designed for people who want to protect their family while also building long-term savings that can be used for retirement, college costs, or other goals.
Flexible premiums and coverage
Tax-advantaged cash value growth
Market-linked earning potential with downside protection
Useful for long-term financial planning
For Stable, Long-Term Protection
Guaranteed Universal Life (GUL)
Guaranteed universal life insurance offers permanent coverage with predictable costs. It’s a strong option for people who want lifetime protection without focusing on cash value growth. You get long-term stability with premiums that fit your budget.
Lifetime coverage at a lower cost
Simple, predictable premiums
Flexible planning options
Long-lasting financial security
Our Services
Simple plans. Clear answers. Smart protection.
For Families
Term Life Insurance
Term life insurance offers simple, affordable protection for a set number of years. It’s a great choice for parents, homeowners, or anyone looking for high coverage at a lower monthly cost. If you want reliable protection without long-term commitments, term life is often the best place to start.
Affordable monthly premiums
High coverage amounts
Flexible term lengths
Easy to understand and easy to start
For Individuals & Families
Whole Life Insurance
Whole life insurance provides lifelong coverage along with guaranteed cash value growth. It’s ideal for people who want long-term protection, stable premiums, and a policy that builds financial value over time.
Lifetime coverage
Guaranteed cash value
Fixed, predictable premiums
Long-term financial stability
For Long-Term Wealth Planning
Indexed Universal Life (IUL)
An IUL policy gives you flexible life insurance protection plus the potential for tax-advantaged growth. It’s designed for people who want to protect their family while also building long-term savings that can be used for retirement, college costs, or other goals.
Flexible premiums and coverage
Tax-advantaged cash value growth
Market-linked earning potential with downside protection
Useful for long-term financial planning
For Stable, Long-Term Protection
Guaranteed Universal Life (GUL)
Guaranteed universal life insurance offers permanent coverage with predictable costs. It’s a strong option for people who want lifetime protection without focusing on cash value growth. You get long-term stability with premiums that fit your budget.
Lifetime coverage at a lower cost
Simple, predictable premiums
Flexible planning options
Long-lasting financial security
WHY WE'RE DIFFERENT
Why Choose Us
Local, Licensed Advisor
Get help from someone who knows your area and puts your needs first.
Top-Rated Carriers
We compare trusted national companies so you get the best coverage and price.
Simple, Clear Guidance
We explain your options in plain language so everything is easy to understand.
Fast Online Quotes
Get quick answers and easy applications without stress.
Plans Built for Your Needs
We match your goals, your needs, and your budget to the right plan.
No Pressure, Ever
You get honest support and clear guidance with zero pushy sales.
HOW IT WORKS
Our Simple 3-Step Process
Tell Us What
You Need
Give us a quick call or send a message so we can learn what you need and what matters most.
Compare Your
Best Options
We'll show you clear, simple choices from trusted carriers and explain everything in plain language.
Apply With Us
in Minutes
When you’re ready, we help you apply fast with a safe, easy process — with support at every step.
TESTIMONIALS
What People Say About Us
What People Say
About Us
MEET THE FOUNDER
Hey, I'm Jon!
LifeCare Benefit Services started with one goal: to make insurance simple, honest, and built around real people, not sales quotas.
For years, Jon Symonds watched families, new homeowners, teachers, and small business owners struggle with confusing insurance options. Many were paying too much, choosing the wrong plan, or going without coverage because they didn’t know who to trust. He knew there had to be a better way.
As an independent advisor licensed in more than 20 states, Jon isn’t tied to any single insurance company. He compares 50+ top-rated carriers to find the best plans for your needs, your goals, and your budget.
Today, LifeCare Benefit Services helps people protect what matters most:
✔ their family
✔ their income
✔ their health
✔ their retirement
✔ their long-term financial future
If you want guidance you can trust — and someone who actually listens — you’ll feel right at home here.
STILL NOT SURE?
Frequently Asked Questions
Q1: Do your consultations cost anything?
No. All calls are 100% free. You can ask questions, compare plans, and get clear advice with zero cost and zero pressure.
Q2: Will I be pushed into buying something?
No. We don’t use sales pressure. You get simple, honest guidance so you can make the choice that feels right for you.
Q3: How do I know I’m getting the best price for my plan?
We compare top-rated carriers side by side. You get the best price available from each company — the same as buying direct, but with expert help.
Q4: Can you really help if I’m not sure what coverage I need?
Yes. Most people don’t know where to start. We explain everything in plain language and help you find a plan that fits your goals and your budget.
Q5: Is everything done online, or do I have to meet in person?
You can do everything online or over the phone. It’s fast, safe, and easy. No in-person meetings needed.
Q6: Do you work with only one insurance company?
No. We are an independent agency, which means we work with many trusted carriers. This lets us find the plan that truly fits you, not the one a single company wants to sell.
Q7: What if I already have insurance? Can you review it?
Yes. We can review your current plan for free to see if it still fits your needs or if better options are available.
Q8: I don’t live in Arlington. Can you still help me?
Yes. We serve clients across Virginia and many other states, such as VA, MD, PA, NC, TN, ME, FL, MI, MS, NV, OH. If you’re in our service area, we can help you today.
Ready to Get Started?
You don’t have to figure this out alone. We’ll help you choose the right plan with no pressure.
LifeCare Benefit Services
Life Insurance & Retirement Planning in Arlington, Virginia
Proudly helping families, individuals, and business owners across Arlington and Northern Virginia with clear, affordable insurance plans.
NAVIGATION
LEGAL
FOLLOW US
Copyright 2025. LifeCare Benefit Services. All Rights Reserved.
Ready to Get Started?
You don’t have to figure this out alone. We’ll help you choose the right plan with no pressure.
NAVIGATION
LEGAL
FOLLOW US
LifeCare Benefit Services
Life Insurance & Retirement Planning in Arlington, Virginia
Proudly helping families, individuals, and business owners across Arlington and Northern Virginia with clear, affordable insurance plans.
Copyright 2025. LifeCare Benefit Services. All Rights Reserved.