Build a safer, more confident financial future with simple, personalized guidance. We help you protect your savings, grow tax-advantaged income, and make informed decisions without the confusion.
We help families across Arlington find the right coverage with simple guidance, trusted advice, and plans that fit any budget.
Tax-efficient retirement strategies
Roll over your 401(k) with no stress
Guaranteed income options
Preparing for retirement doesn’t need to feel overwhelming. Whether you’re leaving a job, rolling over a 401(k), or exploring ways to protect your income as you age, we make the process clear and easy to understand.
We’ll review your goals, explain your options, and help you choose a strategy that supports long-term financial security and peace of mind.

We offer a range of retirement tools designed to protect your savings, reduce risk, and create reliable income for the years ahead.
Annuities can help you turn your savings into steady retirement income while protecting you from market downturns. We offer both fixed and indexed annuity options to match your goals for safety, growth, and lifetime income.
Guaranteed income you can’t outlive
Protection against market losses
Tax-deferred growth
Options for lifetime or period-specific payouts


If you’re leaving a job or approaching retirement, rolling over your 401(k) can help protect your savings and give you more control. We guide you through a simple, penalty-free rollover process and help you choose the right place for your money to grow.
Avoid taxes and penalties
Keep your money growing tax-deferred
More investment and income options
Simple, stress-free rollover support
An IUL policy can help you build retirement savings that grow safely and can be accessed tax-free. This strategy provides growth potential without market losses, making it a popular option for long-term financial planning.
Tax-free retirement income
Growth potential with protection from losses
Built-in flexibility and living benefits
Works alongside your other retirement accounts

We offer a range of retirement tools designed to protect your savings, reduce risk, and create reliable income for the years ahead.

Annuities can help you turn your savings into steady retirement income while protecting you from market downturns. We offer both fixed and indexed annuity options to match your goals for safety, growth, and lifetime income.
Guaranteed income you can’t outlive
Protection against market losses
Tax-deferred growth
Options for lifetime or period-specific payouts

If you’re leaving a job or approaching retirement, rolling over your 401(k) can help protect your savings and give you more control. We guide you through a simple, penalty-free rollover process and help you choose the right place for your money to grow.
Avoid taxes and penalties
Keep your money growing tax-deferred
More investment and income options
Simple, stress-free rollover support

An IUL policy can help you build retirement savings that grow safely and can be accessed tax-free. This strategy provides growth potential without market losses, making it a popular option for long-term financial planning.
Tax-free retirement income
Growth potential with protection from losses
Built-in flexibility and living benefits
Works alongside your other retirement accounts

Get help from someone who knows your area and puts your needs first.

We compare trusted national companies so you get the best coverage and price.

We explain your options in plain language so everything is easy to understand.

Get quick answers and easy applications without stress.

We match your goals, your needs, and your budget to the right plan.

You get honest support and clear guidance with zero pushy sales.

Give us a quick call or send a message so we can learn what you need and what matters most.

We'll show you clear, simple choices from trusted carriers and explain everything in plain language.

When you’re ready, we help you apply fast with a safe, easy process — with support at every step.
MEET THE FOUNDER

LifeCare Benefit Services started with one goal: to make insurance simple, honest, and built around real people, not sales quotas.
For years, Jon Symonds watched families, new homeowners, teachers, and small business owners struggle with confusing insurance options. Many were paying too much, choosing the wrong plan, or going without coverage because they didn’t know who to trust. He knew there had to be a better way.
As an independent advisor licensed in more than 20 states, Jon isn’t tied to any single insurance company. He compares 50+ top-rated carriers to find the best plans for your needs, your goals, and your budget.
Today, LifeCare Benefit Services helps people protect what matters most:
✔ their family
✔ their income
✔ their health
✔ their retirement
✔ their long-term financial future
If you want guidance you can trust — and someone who actually listens — you’ll feel right at home here.

No. All calls are 100% free. You can ask questions, compare plans, and get clear advice with zero cost and zero pressure.
No. We don’t use sales pressure. You get simple, honest guidance so you can make the choice that feels right for you.
We compare top-rated carriers side by side. You get the best price available from each company — the same as buying direct, but with expert help.
Yes. Most people don’t know where to start. We explain everything in plain language and help you find a plan that fits your goals and your budget.
You can do everything online or over the phone. It’s fast, safe, and easy. No in-person meetings needed.
No. We are an independent agency, which means we work with many trusted carriers. This lets us find the plan that truly fits you, not the one a single company wants to sell.
Yes. We can review your current plan for free to see if it still fits your needs or if better options are available.
Yes. We serve clients across Virginia and many other states, such as VA, MD, PA, NC, TN, ME, FL, MI, MS, NV, OH. If you’re in our service area, we can help you today.
You don’t have to figure this out alone. We’ll help you choose the right plan with no pressure.

LifeCare Benefit Services
Life Insurance & Retirement Planning in Arlington, Virginia
Proudly helping families, individuals, and business owners across Arlington and Northern Virginia with clear, affordable insurance plans.
Copyright 2025. LifeCare Benefit Services. All Rights Reserved.
You don’t have to figure this out alone. We’ll help you choose the right plan with no pressure.

LifeCare Benefit Services
Life Insurance & Retirement Planning in Arlington, Virginia
Proudly helping families, individuals, and business owners across Arlington and Northern Virginia with clear, affordable insurance plans.
Copyright 2025. LifeCare Benefit Services. All Rights Reserved.