Medicare Plans & Guidance in Arlington, Virginia
Confused by Medicare? We make it simple. Get clear, personalized guidance to understand your options and choose the coverage that truly fits your health needs and budget.
We help families across Arlington find the right coverage with simple guidance, trusted advice, and plans that fit any budget.
Affordable, personalized coverage
Compare top-rated insurance carriers
Fast, easy online applications
Understanding Medicare & How It Protects Your Health
Medicare can feel overwhelming—different parts, deadlines, and plans that all sound alike. We break it down in plain language so you can feel confident about your healthcare decisions.
Our goal is to take the confusion out of Medicare and give you peace of mind. You’ll get honest guidance, clear explanations, and support choosing a plan that helps protect your health and your wallet.
Your Medicare Coverage Options
We help you understand and compare all your Medicare choices so you can choose the plan that best fits your health needs, doctors, prescriptions, and budget.
For Hospital Coverage
Medicare Part A – Hospital Insurance
Medicare Part A helps cover major medical events and inpatient care. If you’ve worked enough years, you may already qualify for premium-free coverage. We’ll walk you through what’s included and how Part A fits into your overall Medicare plan.
Inpatient hospital stays
Skilled nursing facility care
Hospice services
Some home health care
For Doctor Visits & Medical Services
Medicare Part B – Medical Insurance
Part B provides coverage for everyday medical needs, including doctor visits, preventive screenings, and outpatient services. We help you understand costs, enrollment timelines, and how Part B works with additional Medicare options.
Doctor visits and outpatient care
Preventive screenings and wellness services
Durable medical equipment
Diagnostic tests and imaging
For All-in-One Coverage
Medicare Advantage (Part C)
Medicare Advantage plans combine Parts A and B, and often Part D, into one private health plan. Depending on your location, plans may include extra benefits like dental, vision, hearing, transportation, or fitness programs.
All-in-one coverage managed by private insurers
May include prescription drug coverage
Extra benefits vary by plan
Often low or $0 monthly premiums
For Prescription Medication Coverage
Medicare Part D – Prescription Drug Plans
Part D plans help reduce the cost of your medications. Because every plan has its own formulary and pricing, we compare your prescriptions to ensure you choose the most cost-effective option.
Helps cover prescription drug costs
Plans vary by formulary and pharmacy network
Personalized medication cost comparison
For Lower Out-of-Pocket Costs
Medicare Supplement Insurance (Medigap)
Medigap plans work alongside Original Medicare to help cover deductibles, coinsurance, and copayments. If you want predictable healthcare costs and the flexibility to see more doctors nationwide, Medigap may be right for you.
Helps pay Medicare out-of-pocket costs
Not a replacement for Medicare
Does not include prescription drug coverage
Ideal for predictable expenses and greater provider choice
Your Medicare Coverage Options
We help you understand and compare all your Medicare choices so you can choose the plan that best fits your health needs, doctors, prescriptions, and budget.
For Hospital Coverage
Medicare Part A –
Hospital Insurance
Medicare Part A helps cover major medical events and inpatient care. If you’ve worked enough years, you may already qualify for premium-free coverage. We’ll walk you through what’s included and how Part A fits into your overall Medicare plan.
Inpatient hospital stays
Skilled nursing facility care
Hospice services
Some home health care
For Doctor Visits & Medical Services
Medicare Part B –
Medical Insurance
Part B provides coverage for everyday medical needs, including doctor visits, preventive screenings, and outpatient services. We help you understand costs, enrollment timelines, and how Part B works with additional Medicare options.
Doctor visits and outpatient care
Preventive screenings and wellness services
Durable medical equipment
Diagnostic tests and imaging
For All-in-One Coverage
Medicare Advantage (Part C)
Medicare Advantage plans combine Parts A and B, and often Part D, into one private health plan. Depending on your location, plans may include extra benefits like dental, vision, hearing, transportation, or fitness programs.
All-in-one coverage managed by private insurers
May include prescription drug coverage
Extra benefits vary by plan
Often low or $0 monthly premiums
For Prescription Medication Coverage
Medicare Part D – Prescription Drug Plans
Part D plans help reduce the cost of your medications. Because every plan has its own formulary and pricing, we compare your prescriptions to ensure you choose the most cost-effective option.
Helps cover prescription drug costs
Plans vary by formulary and pharmacy network
Personalized medication cost comparison
For Lower Out-of-Pocket Costs
Medicare Supplement Insurance (Medigap)
Medigap plans work alongside Original Medicare to help cover deductibles, coinsurance, and copayments. If you want predictable healthcare costs and the flexibility to see more doctors nationwide, Medigap may be right for you.
Helps pay Medicare out-of-pocket costs
Not a replacement for Medicare
Does not include prescription drug coverage
Ideal for predictable expenses and greater provider choice
WHY WE'RE DIFFERENT
Why Choose Us
Local, Licensed Advisor
Get help from someone who knows your area and puts your needs first.
Top-Rated Carriers
We compare trusted national companies so you get the best coverage and price.
Simple, Clear Guidance
We explain your options in plain language so everything is easy to understand.
Fast Online Quotes
Get quick answers and easy applications without stress.
Plans Built for Your Needs
We match your goals, your needs, and your budget to the right plan.
No Pressure, Ever
You get honest support and clear guidance with zero pushy sales.
HOW IT WORKS
Our Simple 3-Step Process
Tell Us What
You Need
Give us a quick call or send a message so we can learn what you need and what matters most.
Compare Your
Best Options
We'll show you clear, simple choices from trusted carriers and explain everything in plain language.
Apply With Us
in Minutes
When you’re ready, we help you apply fast with a safe, easy process — with support at every step.
TESTIMONIALS
What People Say About Us
What People Say
About Us
MEET THE FOUNDER
Hey, I'm Jon!
LifeCare Benefit Services started with one goal: to make insurance simple, honest, and built around real people, not sales quotas.
For years, Jon Symonds watched families, new homeowners, teachers, and small business owners struggle with confusing insurance options. Many were paying too much, choosing the wrong plan, or going without coverage because they didn’t know who to trust. He knew there had to be a better way.
As an independent advisor licensed in more than 20 states, Jon isn’t tied to any single insurance company. He compares 50+ top-rated carriers to find the best plans for your needs, your goals, and your budget.
Today, LifeCare Benefit Services helps people protect what matters most:
✔ their family
✔ their income
✔ their health
✔ their retirement
✔ their long-term financial future
If you want guidance you can trust — and someone who actually listens — you’ll feel right at home here.
STILL NOT SURE?
Frequently Asked Questions
Q1: Do your consultations cost anything?
No. All calls are 100% free. You can ask questions, compare plans, and get clear advice with zero cost and zero pressure.
Q2: Will I be pushed into buying something?
No. We don’t use sales pressure. You get simple, honest guidance so you can make the choice that feels right for you.
Q3: How do I know I’m getting the best price for my plan?
We compare top-rated carriers side by side. You get the best price available from each company — the same as buying direct, but with expert help.
Q4: Can you really help if I’m not sure what coverage I need?
Yes. Most people don’t know where to start. We explain everything in plain language and help you find a plan that fits your goals and your budget.
Q5: Is everything done online, or do I have to meet in person?
You can do everything online or over the phone. It’s fast, safe, and easy. No in-person meetings needed.
Q6: Do you work with only one insurance company?
No. We are an independent agency, which means we work with many trusted carriers. This lets us find the plan that truly fits you, not the one a single company wants to sell.
Q7: What if I already have insurance? Can you review it?
Yes. We can review your current plan for free to see if it still fits your needs or if better options are available.
Q8: I don’t live in Arlington. Can you still help me?
Yes. We serve clients across Virginia and many other states, such as VA, MD, PA, NC, TN, ME, FL, MI, MS, NV, OH. If you’re in our service area, we can help you today.
Ready to Get Started?
You don’t have to figure this out alone. We’ll help you choose the right plan with no pressure.
LifeCare Benefit Services
Life Insurance & Retirement Planning in Arlington, Virginia
Proudly helping families, individuals, and business owners across Arlington and Northern Virginia with clear, affordable insurance plans.
NAVIGATION
LEGAL
FOLLOW US
Copyright 2025. LifeCare Benefit Services. All Rights Reserved.
Ready to Get Started?
You don’t have to figure this out alone. We’ll help you choose the right plan with no pressure.
NAVIGATION
LEGAL
FOLLOW US
LifeCare Benefit Services
Life Insurance & Retirement Planning in Arlington, Virginia
Proudly helping families, individuals, and business owners across Arlington and Northern Virginia with clear, affordable insurance plans.
Copyright 2025. LifeCare Benefit Services. All Rights Reserved.